IV. 400 - Workers' Compensation Insurance and Benefit Procedures
Workers' compensation insurance is provided for each staff member in accordance with the worker's compensation laws of the State of Missouri for accidental injury and occupational disease arising out of and/or in the course of employment.
Occupational accidents, diseases and injuries that occur at work and are directly linked to the performance of normal, job-related duties are covered under Workers' Compensation Law, which guarantees prompt, automatic benefits to workers.
The benefits included in the program are: payment of hospital and doctor fees for services provided, payment for medicine prescribed for the related injury or disease, and payment of a portion of the staff member's wages while disabled.
Work-related injuries include medical care and rehabilitation as ordered by Drury's treating physician. There are no deductibles and co-payments; Drury University pays the entire cost for treatment. For emergency treatment, the staff member should go to the nearest medical facility.
If a staff member is required, as part of the job, to perform duties outside the Springfield area, the injured staff member may obtain treatment from the nearest appropriate medical facility. However, Human Resources must be notified immediately following a visit.
Drury is not required to pay for non-emergency treatment that staff members seek or select on their own. Staff members must have approval from the Human Resources Department before seeking treatment that they expect to be paid for under Missouri's Workers' Compensation Law.
Temporary disability payments are made as long as Drury's attending physician states that you are unable to work. These weekly benefits replace a portion of your lost wages. Additional cash payments will be made in the case of a permanent handicap such as the loss of a finger or the loss of sight. If staff members are permanently unable to return to work, a lump sum payment will be made. Death benefits are made to surviving dependent.
All accidents, including those that do not require treatment by a doctor and/or hospital, must be reported to the department director, chair, or supervisor. The department director, chair or supervisor is required to complete a Drury University Employee's Report of Injury setting forth the time, place and nature of the accident/injury, and the name and address of the person injured. This report must be provided to Human Resources within 24 hours (form in Appendix III). The Human Resources Department will prepare and process the information with the Missouri Division of Workers' Compensation. Timely reporting is critical, because claims can be denied if accidents and injuries are not reported to the Missouri Division of Workers' Compensation within the required time frame of 30 days.
The full cost of these benefits is paid by Drury University.
Most situations are handled in a routine and efficient way. However, if questions arise concerning medical benefits or any aspect of the workers' compensation process, contact Human Resources.
Employment Related Accidental Injury or Disease Procedures
- Staff members who are receiving care from a Drury University physician for a work-related accidental injury or disease, and who are required not to work, will be granted up to a maximum of three days paid leave.
- After the three day paid leave for the work-related accidental injury or disease, staff members will be placed on leave without pay.Drury University's insurance carrier, as required by the Workers' Compensation law, provides compensation.
- Staff members returning to work full-time following an absence due to a work-related accidental injury or disease will be provided unpaid time-off for therapy or medical treatment. The time away from work can be made up within the same workweek or charged to sick leave. For more information, refer to Section 608 - Sick Leave Benefits.
- Staff members approved by Drury University's physician to perform limited work may be assigned to another work area or modified duties.
- If an ambulance is required to transport the Springfield campus staff member to a medical provider, arrangements must be coordinated with Drury University's Security office.
Approved provider information is maintained and distributed by the Human Resources Department.