III. 306 - Long-Term Disability

Drury provides a long-term disability (LTD) benefits plan to help regular, full-time staff members cope with an illness or injury that results in a long-term absence from employment. LTD is designed to ensure a continuing income for staff members who are disabled and unable to work.

After completion of one year of continuous regular employment, staff members may participate in the university's long-term disability plan. Coverage will begin the first day of the month following the 12 month waiting period.

Eligible staff members may participate in the LTD plan subject to all terms and conditions of the agreement between Drury and the insurance carrier.

LTD benefits are offset with amounts received under Social Security or Workers' Compensation for the same time period.

Group LTD benefits will cease the last day of the month during which termination occurs. The coverage is subject to modification or cancellation by the university at any time in its discretion.

Details of the LTD benefits plan including benefit amounts, and limitations and restrictions are described in the Summary Plan Description provided to eligible staff members. View a copy of the LTD summary plan description. Contact the Human Resource Department for more information about LTD benefits.