Financial Aid: The Basics


Financial aid up to the full cost of attendance may be awarded without respect to a student’s need by use of certain academic and activity scholarships. Much of Drury’s financial aid, however, is awarded on the basis of student need. A student’s aid package may consist of federal and state grants, work-study (in which a student is paid for a campus job), loans, a variety of Drury scholarships and grants and any outside scholarships awarded to the student. Drury scholarships and grants cannot be applied to off-campus enrichment programs or foreign study other than at Drury University Center on the island of Aigina, Greece, and Regent’s College in London and at other international institutions with which Drury has formalized exchange agreements. Please contact the Study Abroad Office for information regarding specific programs.

Every effort will be made to provide students accepted to Drury sufficient financial aid to enable them to attend. Students living in campus housing may receive financial aid to cover tuition, room, board and fees, but the financial aid in aggregate will not exceed cost of attendance which is separately determined. Students not living in campus housing may receive financial aid to cover tuition and fees, but, again, the amount of aid in aggregate will not exceed cost of attendance.


Students wishing to file for financial assistance at Drury University must complete the Free Application for Federal Student Aid (FAFSA). The FAFSA serves as the application for grant programs and loan programs. The FAFSA can be filed online at

The FAFSA is a universal financial aid application of all colleges/universities nationwide. The FAFSA will be processed by the Federal Processing Agency (U.S. Department of Education). When filed, the student will receive a Student Aid Report (SAR) that he or she must review for accuracy. The Financial Aid Office cannot make an official financial aid award to a student until the student’s electronic Institutional Student Information Report (ISIR) has been received by the university. Applicants should complete the form electronically before February 1 of each year.

Note: Answer all FAFSA questions accurately and completely to avoid delays in processing that might affect the amount of aid it is possible to receive. Read instructions carefully; this application is the cornerstone of the financial aid search.

Determination of Need

Each year, a formula for determining need is established by the government. The information the student and family provide on the FAFSA is analyzed according to this formula to arrive at an Expected Family Contribution (EFC). The difference between the student’s EFC and the cost of attendance at Drury is the amount of need-based financial aid for which the student may be eligible.

A financial aid award package will be sent to the student. The award package will include a list of the kinds and amounts of aid that can be offered. The student should study this list carefully and accept all awards by the established deadlines. Awards that are not accepted by the established deadline will be cancelled.

Eligibility of International Students

Government-based financial assistance in the form of loans and grants is not available for students who are not citizens or permanent resident visa holders of the United States or its possessions. The university does not provide institutional need-based assistance.

It is important for prospective students to become informed of the full costs of attending Drury and living in the United States for the duration of their studies. The university and the U.S. government require that students document their ability to cover their financial obligations to the university in addition to their estimated personal and living expenses. The university can only grant admission and issue the Form I-20 (required to apply for an F-1 student visa) to those individuals who submit adequate financial documentation. The university confirms all financial documentation directly through the issuing financial institution before granting admission. Likewise, the U.S. Embassy can only issue student visas to those individuals who submit acceptable financial documentation.